We buy your B2B bad debt and pay you up to 100% of what our solicitors collect. All at our risk and cost.*

All using our unique lawtech AI platform.

Think of it like credit insurance wrapped into litigation funding, but without the premium. Better still, if our solicitors - having agreed to prosecute your your unpaid business invoices (of just £/€1 upwards) in court - fail to make a recovery, we will pay the unrecovered invoice (up to £/€5,000) as well as the debtors legal costs ourselves. So what is in it for us? Using our unique AI we cost effectively generate legal costs at scale that we recover directly from your debtor.

Pure no win - no fee. But without the fee, as we recover it from your debtor - meaning you keep 100%*

Whilst the vast majority of invoices are recovered without having to resort to court action, you can rest assured that should it become necessary, with your agreement, we will typically cover all of your legal costs, court issue fees and hearing costs, barristers and experts fees in addition to the full costs of high court enforcement. We will also cover the other sides legal costs should we lose, similar to the benefits of legal expenses insurance - but without the often very expensive insurance costs to run this type of litigation - giving you total peace of mind.

Either way, you keep 100% of the invoice value we recover - avoiding debt collectors' commissions and solicitors fees*.

And, if our solicitors - having agreed to litigate an invoice through the Courts - fail to make a recovery, we will pay you 100%* of your unpaid invoice ourselves. That's unique!

Both Caresso Care, and our Caresso Law Debt Litigation service, give you total confidence and peace of mind to pursue collection of your invoices with impunity. Today.

Download and share our Caresso Care PDF Brochure

The Caresso Advantage

If we fail to recover your invoices, we'll pay them ourself. That's unique!

You keep 100% of the invoice value we recover. No debt collector commissions to pay!

We'll run your entire sales ledger credit control completely free to you!

Learn about
our two unique debt solutions:

why choose us?

Caresso Care, our full sales ledger credit control service, which incorporates our stand-alone Caresso Law Debt Litigation service, is effectively free of charge to you*.

If our solicitors issue proceedings, and the debt remains unpaid - we will indemnify you, and pay the invoice ourselves. That's a bit like credit insurance, but without the premium. It's also unique to Caresso Law.

When our solicitors litigate a invoice, we pay you 100% of whatever they recover against the original invoice value*. We also pay you 100% of invoices we fail to recover, through our unique SLA.* That's unique!

There is no debt collectors' commissions to pay. No solicitors' disbursements, court costs, upfront payments, or risk.*

Caresso Care offers expert credit control, backed by highly qualified solicitors.

The combination of our unique, proven, artificial intelligence and highly qualified - and regulated - solicitors based across the British Isles and European Union has led to us being instructed to recover over a quarter of a million overdue invoices to date using our proprietary and unique debt platform.

Caresso Care, our premium service, synchronises with your accountancy software - connect once, and forget. No more worrying about chasing invoices, or damaging relationships. We gently, and professionally, nudge your debtors to pay, escalating to court proceedings very much as a last resort.

The gold standard in credit control and debt recovery - and it is free of charge to you.**

Download and share our Caresso Care PDF Brochure

And a few words from a corporate client:

"As a large multi-national tech group, we have our fair share of unpaid debt. We were introduced to Caresso Law and successfully use their unique digital platform to recover tens of thousands of debts, and we can't recommend them highly enough."

Source: Smartfrog International

The small print explained.

*Our unique schemes have been developed principally for the recovery of undisputed business-to-business invoice debts that relate exclusively to the supply of goods and/or services, however we will - for an additional 'risk fee' - consider disputed UK debts generally over £25,000 ("Debt"). Any registered business, or partnership, can sign up. Our solicitors seek to recover their cost's directly from the debtor pursuant to EU & UK legislation. We retain interest & statutory late payment charges to cover the cost and risk of providing our service and SLA in which we also 'guarantee' the payment of Debt (but not a disputed debt) below £/€ 5,000 where our solicitors, having agreed to take to court, fail to make a recovery - save as for where the debtor is, or appears to be, insolvent.

You receive 100% of invoice value we recover subject to our SLA. Debts over 1 year old are subject to a 25% fee. Debts over 2 years, or where they are/become disputed and/or subject to insolvency action and/or where they involve court proceedings of any kind, are subject to a 35% fee.

If we fail to make a recovery and are unable to proceed your matter to court, we will simply re-assign the invoice to you, and you will not have anything to pay.

*All risk in the legal costs, court costs, hearing fees, counsel and expert fees, disbursements and the like, along with those of the debtor should we lose, typically rest with Caresso Law whose Specialist Purpose Litigation Vehicle ("SPV") takes a legal assignment of Debt(s) and litigates them in its own name, and at its own risk, standing in your shoes as the claimant and taking said risk. We and instructed solicitors will waive all costs (along with any unrecovered costs) in the event that your claim is unsuccessful and you will not be required to pay back any litigation funding facility provided by Caresso Law provided to you unless you have deliberately misled us, the SPV, the court, the appointed solicitor or any expert or you otherwise fail to cooperate.

There must remain reasonable merit and prospect of success (at our absolute sole discretion) at all times for us to commence and/or continue to act and/or conduct or respond to any litigation. Full Terms and Conditions provided when you use our service(s).

This means that you can take full comfort that in the event that we fail to make a recovery, or lose the case, provided you have complied you will not have anything to pay.

We've been instructed to litigate over 250,000 invoices.

Create an account and start uploading yours immediately.

It's quick. It's easy. And, it's free.

If you have any other type of dispute that needs legal funding (not relating to an unpaid invoice) please click HERE.

When signing up for Caresso Care, or seeking Ad-Hoc Debt Litigation services, remember at the moment we can only accept disputes that are subject to the law and courts of the following jurisdictions:


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Enter your Referrer ID, and we will associate the new account being created to your Referrer commission account. If you dont have one yet, or dont know what this is, please enter nothing and ignore this.

PLEASE NOTE: You may sign up for either (1) Caresso Care, our free outsourced credit control service (select 'Caresso Care') which is full outsourced credit control and requires a permanent connection to your online accounts software (XERO, Sage Online, QuickBooks), or (2) Caresso Law Ad-Hoc Debt Litigation, to recover one or more one off invoice debts - or to just sign-up as an Affiliate (select 'AD-HOC Debt Litigation').

Please confirm your business is based in, and mainly invoices other businesses in, one or more of our supported jurisdictions:

Please confirm that:

  • your terms and conditions do not prohibit assignment of your rights (debts) to us;
  • your terms and conditions allow you to bring a claim against your debtor in one of the following supported jurisdictions, in other words you do not have a ‘forum selection clause’ prohibiting you from bringing a claim against your debtor in the courts of, and subject to the national law of:
    1. UK
    2. Guernsey
    3. Jersey

Please Note: additional European jurisdictions are in process of being added shortly

Please enter you business name as it is registered, excluding
Limited, Ltd, Plc etc, click SEARCH then select your entity:

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