We buy your debt & claims - litigating at our cost & risk.*

And pay you 100% of any undisputed B2B invoices*, whether we recover them or not.

That's unique!

We offer a unique litigation solution that enables you to release risk free equity in commercial and professional dispute litigation, as well as business to business unpaid invoices, which we believe is probably the first of its kind in the world.

Our no win - no fee approach is very different to typical models. We take a legal assignment of your debt, and related claims, litigating and funding them in our own name - so that you don't have to. Because we are liable for, and pay the debtors legal costs if we lose, you save an additional 20% to 70% typically payable to specialist litigation insurers.

Uniquely, if we have agreed to litigate your invoices in court, obtain judgement, but fail to make a recovery, we will guarantee payment of the unpaid invoices (up to £5,000*) ourselves - not dissimilar to credit insurance. We can do this because we have a unique artificial intelligence risk mitigation platform that helps us to be very effective in litigation at scale.

In other words, our service is essentially cost and risk free to you, because we charge all of our fees to your debtor, retaining any statutory interest and fees to cover our risk.

We also accept Disputed and Litigious debts. Additional terms apply, but we will typically still fund the case, and your opponents costs if we lose.*

If you have a Commercial Dispute we can help with that too. Again additional terms apply, typically funding all your costs, as well as your opponents, if we lose.*

Learn about
our two unique debt solutions:

Selling on credit? Add Caresso Care - it's free, unique & guarantees payment of future debts.

Caresso Care synchronises with your accountancy software - connect once, and forget. No more worrying about chasing invoices, or damaging relationships. We gently, and professionally, nudge your debtors to pay, escalating to court proceedings very much as a last resort.

It's free, as we recover all our costs from your debtor in the event collection becomes necessary. We will automatically fund all legal and court costs, as well as all disbursements. We'll also pay your debtors legal costs if we lose.

If you are already a Caresso Law Ad-Hoc Debt Litigation user, you must sign up again for 'Caresso Care'. You old 'Ad-Hoc' account will simply run off any debts already in hand.

The gold standard in credit control and debt recovery.

Download and share our Caresso Care PDF Brochure

Download and share our Caresso Care PDF Brochure

why choose us?

If we have to collect, or litigate an invoice, we cover all court costs, legal fees & disbursements, so you don't have to. We even cover the debtor's costs, should we unexpectedly lose.

We also offer Caresso Care, our optional, free, full sales ledger credit control service. Taking the financial pressure off your business, as it guarantees payment of your uncollected debts!*

When our solicitors litigate a invoice, we pay you 100% of whatever they recover against the original invoice value*. We also pay you 100% of invoices we fail to recover, through our world first SLA.* That's unique!

There is no debt collectors' commissions to pay. No solicitors' disbursements, court costs, upfront payments, or risk.*

Caresso Law offers you a truly unique service driving value to your business through the use of our totally unique digital platform.

With over a quarter of a million overdue invoices instructed to date, and counting, you too can be sure your unpaid invoices from just £/€ 1.00 upwards are in safe hands.

Having deployed our own proprietary and highly-sophisticated anti-money-laundering compliance system (recursively conducting all necessary checks digitally and invisibly in the background), save as for regulatory exceptions you won't get bogged down with arduous AML and KYC identification checks.

Whatever we litigate for you, we pay all legal costs, court & enforcement costs. Including your opponents - should we lose. **

Whilst the vast majority of claims are settled, and invoices recovered, before court action, you can rest assured that should it become necessary, we will typically cover all of your legal costs, court issue fees and hearing costs, barristers and experts fees in addition to the full costs of high court enforcement. We will also cover the other sides legal costs should we lose, similar to the benefits of legal expenses insurance - but without the expense of after the event legal expenses insurance which can eat up between 20% and 70% of what you are awarded.

Where we are litigating commercial debts, you get to you keep 100% of invoices we recover* - avoiding debt collectors' commissions and solicitors fees (we retain between 25% and 35% if the invoice is over one year old, litigious or disputed).

And, if our solicitors - having agreed to litigate a commercial invoice through the Courts - fail to make a recovery, we will pay you 100%* of your unpaid invoice ourselves (up to £5,000). That's unique!

Our Caresso Care, and Ad-Hoc Debt Litigation services are unique, as are our general no win - no fee litigation funding solutions. They both afford you the confidence, and peace of mind, to pursue legal remedies withth impunity. Today.

Download and share our Caresso Care PDF Brochure

And a few words from a corporate client:

"As a large multi-national tech group, we have our fair share of unpaid debt. We were introduced to Caresso Law and successfully use their unique digital platform to recover tens of thousands of debts, and we can't recommend them highly enough."

Source: Smartfrog International

The small print explained.

*Our unique schemes have been developed principally for the recovery of undisputed business-to-business invoice debts that relate exclusively to the supply of goods and/or services, however we will - for an additional 'risk fee' - consider disputed UK debts generally over £25,000 ("Debt"). Any registered business, or partnership, can sign up. Our solicitors seek to recover their cost's directly from the debtor pursuant to EU & UK legislation. We retain interest & statutory late payment charges to cover the cost and risk of providing our service and SLA in which we also 'guarantee' the payment of Debt (but not a disputed debt) below £/€ 5,000 where our solicitors, having agreed to take to court, fail to make a recovery - save as for where the debtor is, or appears to be, insolvent.

We will pay you 100% of invoices we recover subject to our SLA, which excludes insolvency litigation, disputed and aged debts which will be subject to a 25% fee for debts over 1 year old, and 35% for debts over 2 years or where they are disputed.

If we fail to make a recovery and are unable to proceed your matter to court, we will simply re-assign the invoice to you, and you will not have anything to pay.

**All risk in the legal costs, court costs, hearing fees, counsel and expert fees, disbursements and the like, along with those of the debtor should we lose, typically rest with Caresso Law whose Specialist Purpose Litigation Vehicle ("SPV") takes a legal assignment of Debt(s) and litigates them in its own name, and at its own risk, standing in your shoes as the claimant and taking said risk. We and instructed solicitors will waive all costs (along with any unrecovered costs) in the event that your claim is unsuccessful and you will not be required to pay back any litigation funding facility provided by Caresso Law provided to you unless you have deliberately misled us, the SPV, the court, the appointed solicitor or any expert or you otherwise fail to cooperate.

There must remain reasonable merit and prospect of success (at our absolute sole discretion) at all times for us to commence and/or continue litigation. Full Terms and Conditions provided when you use our service(s).

This means that you can take full comfort that in the event that we fail to make a recovery, or lose the case, provided you have complied you will not have anything to pay.

We've been instructed to litigate over 250,000 invoices.

Create an account and start uploading yours immediately.

It's quick. It's easy. And, it's free.

Still have some questions? Prefer to chat to a technical sales executive to help guide you and make sure you chose the correct service and fully understand our service? Just click the CHAT button and we will connect you either immediately, or set up a video call at a time to suit you!

Use this form if you are operating a business and seek either:

Caresso Care, our outsourced sales ledger credit control. This requires an active subscription to the main online accounting systems that we support (including SAGE, XERO and QuickBooks); OR

Ad-Hoc Debt Litigation, our service for recovery of one-off invoices, previously written off bad debts and disputed/litigious invoice debts and claims.

Whereby the debtor is not in liquidation, administration or declared bankrupt.

If you wish to use Caresso Care and also recover bad, written off and/or disputed/litigious Ad-Hoc debts, please sign up for both services and use them in paralell (as they operate independently).

If you are an affiliate, be sure to select the 'Caresso Law ad-hoc debt litigation / Or Affiliate only' option - this will create an account and generate an AFFILIATE_ID and link, enabling you to sign-up your clients direct (if so required).

If you have a commercial dispute (not relating to an unpaid invoice) please click HERE.

When using our Ad-Hoc Debt Litigation service you may currently only upload invoices either due from debtors in, or where a forum selection clause (in other words your contract with your client states that any dispute must be hear in a particular court and country) submits the dispute to the jurisdiction of:


Already joined? Login HERE.

Enter your Referrer ID, if you dont have one yet, or dont know what this is, please enter nothing and ignore this

PLEASE NOTE: You may sign up for either Caresso Care, our free outsourced credit control service (select 'Caresso Care'), or Caresso Law Ad-Hoc Debt Litigation, to recover one or more one off invoice debts or to just sign-up as an Affiliate (select 'AD-HOC Debt Litigation').

Please select service required and note all services include our free and unlimited AML/CDD/CFT compliance service:

Please confirm your business is based in, and mainly invoices other businesses in, one or more of our supported jurisdictions:

Please confirm that:

  • your terms and conditions do not prohibit assignment of your rights (debts) to us;
  • your terms and conditions allow you to bring a claim against your debtor in one of the following supported jurisdictions, in other words you do not have a ‘forum selection clause’ prohibiting you from bringing a claim against your debtor in the courts of, and subject to the national law of:
    1. UK
    2. Guernsey
    3. Jersey

Please Note: additional European jurisdictions are in process of being added shortly

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