We’ll litigate your B2B & B2C debts at our cost and risk, returning you up to 100% of what we recover.

You are an institution, or IP, seeking to recover, or sell, bulk consumer and/or business debt:

Caresso bulk buys, or spot litigates, all types of consumer and business debt based on two unique models. Simply call our API, or send a nighly bulk file to our FTP server.

Select the service you require:

We interject our solicitors letter before action ("LBA"), and follow up, within your existing debtor workflow meaning:
A simple fixed transactional cost per click - typically at less cost than sending a chaser letter yourself!

We buy and transfer your debt into a protected cell established and 'leased' to you within our Channel Islands based protected cell company structure meaning:
No upfront, or per-click cost, whereby we charge our services on a percentage of recovery received - depending on the nature of the debt you receive up to 100% if the debt is B2B and under 1 year of age, through to 65% if it is already litigious, disputed or over 3 years old. We always retain any statutory charges or interest towards our fees.

Notably, option one does not replace your existing debt collection process, or disturb your existing commercial relationships. It simply interjects and replaces one, or more, of your internal pre-action reminder letters (supporting any debtor responses by routing them to you), and is often a pre-cursor to selling off or litigating debt.

Option two is useful for institutions or organisations that wish to distance themselves from litigating the debts directly, and eradicate all litigation costs, as well as adverse costs exposure.

All litigation work is carried out by in-country regulated law firms who are members of the Caresso Law consortium. Our SLA ensures you receive full value and a consistent level of service.

We presently have capacity available in the following jurisdictions:


All cases are managed by highly qualified, regulated solicitors.

The combination of our unique, proven, artificial intelligence and highly qualified - and regulated - solicitors has led to us being instructed to recover over a quarter of a million overdue invoices to date using our proprietary and unique debt platform.

Our customers recognise the value for money we offer, combined with highly effective and efficient technology that maximises returns, eliminates risk and keeps costs very low - and in some cases actually reduces direct costs.

Download and share our Caresso Care PDF Brochure

And a few words from a corporate client:

"As a large multi-national tech group, we have our fair share of unpaid debt. We were introduced to Caresso Law and successfully use their unique digital platform to recover tens of thousands of debts, and we can't recommend them highly enough."

Source: Smartfrog International

why choose us?

Retain up to 100% of the debt you sell or assign to us.

The Caresso Bulk-API service is typically cost neutral.

Two unique propositions - per click outsourcved litigation, or sell your debt to your protected cell, litigated at our cost and risk.

Does not disrupt, or replace, existing debt recovery processes, or relationships.

Is a pre-cursor to your regular debt collection insourcing/outsourcing.

Supported by a restless API and/or a bulk upload Portal.

We support debts due from consumers and businesses, with no minimum or maximum value.

Integrate our click-and-go solution in less than a few minutes!

We’re the litigation
specialists that will help
your corporation drive faster time to collection, whilst reducing costs.